helios - le compte écologique

helios offers you 6 eco-responsible offers, available online or in the app

- a current account

- a Premium account (card with insurance and concierge service 7 days a week)

- a joint account

- an independent account

- a young account

- life insurance

🌍 ECO-RESPONSIBLE

Did you know that your current account or your savings accounts in a traditional bank or online bank pollute more than what you consume?

At helios, we direct our funding towards projects that contribute to accelerating the ecological transition.

Our carbon impact: helios offers the greenest accounts in France in 2024 with 99 kgCO2e/K€. Find the comparison with ecological neobanks and traditional banks, more polluting than helios accounts on helios.do/impact

For 5 years, it has already been:

- +€620M taken out of traditional bank accounts

- €10M mobilized to develop innovative and sustainable projects

👍 ACCOUNTS, CARD & SAVINGS

- Open an account in less than 8 minutes

- International Visa card valid worldwide. For the Premium account, also benefit from card insurance

- Fee-free card payments abroad

- Virtual card to secure your purchases on the internet

- Customer area to consult your accounts online

- Instant notifications & real-time operations

- Budgeting tools: budget planner, virtual envelopes to categorize your expenses and prepare a project (50/30/20 method)

- Dedicated advisor

- Contactless payments

- Google Pay™ mobile payment

- Ecological and efficient life insurance

🛍 GREEN LOYALTY PROGRAM

- Sustainable: discover ecological alternatives for all your purchases

- Economical: benefit from exclusive discounts (cashback)

- Convenient: pay online or in store with your helios card, partner discounts will be directly applied to your account

🌟 PREMIUM ACCOUNT

- All the advantages of a classic current account (with an international VISA card with contactless payment)

- An integrated concierge service 7 days a week.

- Insurance and guarantees for your purchases and your trips: travel insurance, anti-fraud insurance, repatriation insurance, etc.

❤️ JOINT ACCOUNT

No more bank account in an obscure neo-bank... Manage your finances more simply with your +1

- Two recycled plastic Visa cards included to pay anywhere in the world

- Manage your budget as a couple: track your income and expenses in real time and rebalance your budget together

- The joint account is free if you and your +1 open a current account!

🐖 LIFE INSURANCE

Combine performance and ecology with sustainable life insurance that helps your savings grow. 3 months free on your management fees up to €500. Saving has never been easier!

- Life insurance meeting the highest standards in terms of ecological commitment and financial innovation

- Selection methodology based on strict environmental criteria, guaranteeing the alignment of investments with our values ​​and sustainable objectives

- Managed management of your savings to benefit from high-performance returns in the long term. Past performance is no guarantee of future performance.

- Account management fees cheaper than traditional banks

💼 INDEPENDENT ACCOUNT

Manage your budget like a pro with the offer for self-employed people:

- 2 VISA cards (physical card + virtual card) to manage your payments

- Fee-free payments worldwide

- Dedicated advisor available in less than 5 minutes

Start with classic neobanks to open your sustainable self-employed account.

🔒 SECURITY

- Deposit protection up to €100,000 ✅

- Online payment protected by VISA 3D Secure

- Secure connection with double authentication

- Possibility to block / unblock your card on the application

💧TRANSPARENT

We publish the list of all our financing and our business model on our site and in the app